Saturday, April 30, 2016

Serving the Community Since 1948


Privacy Policy

Rev. December 2015

FACTS WHAT DOES NATIONAL BANK OF ST. ANNE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number • Transaction history
• Account balances • Overdraft history
• Payment history • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All Financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons National Bank of St. Anne chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does National Bank of St. Anne share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes –
information about your transactions and experiences
No We Don't Share
For our affiliates' everyday business purposes –
information about your creditworthiness
No We Don't Share
For our nonaffiliates to market to you No We Don't Share
  Questions?   Call (815) 427-8154

 

What we do
How does National Bank of St. Anne protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does National Bank of St. Anne collect my personal information? We collect your personal information, for example, when you
• Open an account • Use your cedit of debit card
• Pay your bills • Show your government-issued ID
• Apply for a loan  

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • National Bank of St. Anne has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • National Bank of St. Anne does not share with nonaffiliates so they can market to you..
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies.

 

FDIC Equal Housing Lender

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