Personal Banking

Regular Checking

Minimum deposit to open $100
Fees (apply only to those under 65 years of age)

*A monthly statement fee of $3.00 will be charged. Each check/ACH withdrawal will be charged a fee of$0.03/item. A $0.10 credit will be given per$100 in Average balance that is carried.

EXAMPLE:
$3.00 Monthly fee
$0.45 15 checks/ACH Withdrawals
($1.50) Average balance of $1,500
$1.95 Total customer Charge

NOW Account

Minimum Deposit to open: $1,000
Fees:

*a flat $5.00 fee will be charged if the balance falls below $1,000 at any time during the statement cycle.

• Interest-bearing Account
• Minimum of $300 to Open
• Quarterly Statements unless an ACH debit or credit has been charged to the account. If this is the case, a monthly statement will be issued.
• Free Teller access
• A monthly fee of $3.00 will be charged if the balance in the account falls below $100 any day of the cycle.
• An excessive withdrawal fee of $1.00 will be charged for each withdrawal in excess of 9 per quarter.